Video Clips Straight from Resolve Credit Counsellors Couples and Money: Tips for Co-Mingling Incomes Coping with the Short Days of Winter Starting the New Year Right: Financial Resolutions Christmas Shopping Tips: Don’t Let the Grinch Steal Christmas” Debt Cloud Re-establishing Credit / No Government relief program DMP Option to re-establishment of credit Resolve and the United Way Beware of debt settlement companies Debt Repayment Programs Debt reduction is faster when the interest is reduced or waived What is Credit Counselling? Questions: Student Loan Repayment Options Money Management 1 Money Management 2 Money Management 3 Know Your Options 1 Know Your Options 2 Know Your Options 3 I can go to the bank for a loan What happens when the bank says no to consolidation – what about bankruptcy or consumer proposals A debt repayment program