Credit Counsellors often meet very intelligent students who are completely overwhelmed with their financial situation. With easy credit combined with the high cost of education students are graduating with very high debt loads. When this is combined with uncertainty in the job market it...

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CORUS/CTV Morning Show segment called “Christmas Shopping Tips: Don’t Let the Grinch Steal Christmas,” featuring Debbie Gillis, Director, Credit & Financial Counselling...

Step 1: Spending Habits The first step to a successful budget is knowing where every penny is spent over a one-month period. Write it all down, carry a small pad with you or keep all receipts. Track all spending including trips to the corner store and the coffee shop. Step 2: Get...

Newly Wed & Newly In Debt "All through school I'd managed to stay out of debt. Now that we were married, I saw that my husband didn't manage money the same way. We had two ways of looking at things. I went along at first -buying everything at once so that our home would be perfect....