Do you have debt problems or need help budgeting and managing your money better?

COVID-19 Updates

Message to Our Valued Clients and Agency Stakeholders Due to the current environment, our office locations are closed to the public but our continued service to you during this challenging time is of the utmost importance to us.  Our counselling services remain available by...

Mortgage Payment Relief

Here are the phone numbers for the majority of Mortgage lenders. Mortgage Payment Relief Scotia Bank – 1-800-472-6842 TD Bank 1-866-222-3456 Bank of Montreal 1-877-895-3278 CIBC 1-800-465-2422 Royal Bank 1-800-769-2511 First National 1-888-488-0794 Manulife...

Worried about your credit score?

How accurate is the information? We found a very interesting article regarding credit scores and wanted to share it. Just click on the image below to be taken to the article. Do you have debt problems or need help budgeting and managing your money better? We can help you stop...

Looking for Free Money?

Did you know that according to the Bank of Canada, when a Canadian-dollar account, deposit or negotiable instrument held or issued by a federally-regulated bank or trust company has been inactive for 10 years and the owner cannot be contacted, it is considered an “unclaimed...

How Much Debt can I Manage?

A government study a few years ago showed that the average Canadian was spending 31% of pretax income on housing costs. With the rapidly increasing cost of electricity and heat, due in large part to Smart Meters and HST, we can say that many people spend half of their after-tax pay just...

How Do I Avoid Credit Card Problems?

There is an old expression which applies top many people who are faced with credit card debts and that is “the most expensive item you will ever buy is the one bought on credit”. We live in a society today where the emphasis has switched from saving toward the purchase of an item to...